Indexed Universal Life Insurance
Many people may feel a level of
uncertainty with variable life insurance products due to fluctuations in the
market and consider it too risky. On the other end of the spectrum, traditional
life insurance limits the growth potential of their investment.
Universal Life Insurance is a flexible premium life
insurance policy. An Indexed Universal Life Insurance
Policy gives customers the opportunity to grow their cash values in line with
the stock market while protecting assets with guaranteed minimum returns during
the life of the policy even when the market drops.
This
innovative option includes an interest credit method based in part on the
performance of the financial market including the Standard & Poor's. 500
Composite Stock Price Index (S&P 500. Index), Dow Jones. Industrial
Average, NASDAQ ., and other benchmark financial indicators. Interest is
calculated based in part on changes of each index (without dividends) and
credited at the end of the index interest crediting term.
Because
returns are based in part on index performance, Indexed Universal life
Insurance may offer a greater upside potential for cash value growth
than non-indexed universal life insurance. Your policy cannot go backwards
during periods when the market is volatile. You are protected in downside
periods, making sure your policy has a low risk of any negative return.
The Family Retirement Plan
Making the Most Out of Life™
When you Make the Most Out of Life you can really do
some extraordinary things — things that most people don’t even realize
they can do. Through my experience, I know the right strategies you
can use to Make the Most Out of Life. Follow link for more
information on the
Family retirment
plan
Affordable Insurance Pro
represents companies that offer flexible premiums, financial protection to your
family or business, and many other customizable options to suit your individual
needs and goals. Contact Bryce Grimsley today for a personalized
quote at 239-357-6415
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